DigiCore is not just a
Tech Company.

Target Customer Segments

Front Office: Branch Network Omni Channels, Call Center.

Middle Office: CRM, Service Desk.

Back Office: Operations Teams & Functions, Finance, ERP.

Customer Pain Points

• Friction customer journeys.
• Low performance teller operations.
• Fraud and operational errors high opportunities.
• Lack of sustainability and ESC.
• Manual voucher issuance, high paper costs.

AIS Product Solution

Digital voucher issuance, audit logging, API- based secure printing.

Customer Gained Capabilities

Total digital customer experience, low or no customer friction Paperless operations, ESG alignment, faster customer onboarding.

Capabilities & Snapshot

• Core digital voucher engine which enables migrating all paper based processes to fully digital.
• Robust stamps management engineRobust signature engineAdaptive customer journey engine.

Unique Value Proposition

Organization wide: front office, middle office and back office) paper less platform Unique technology to seamlessly transform all paper based processes and customer journey with minimum Time to Market

Target Customer Segments

Operational Review & Control teams, Risk & Compliance Units, Internal Audit.

Customer Pain Points

Lack of intelligent transaction audit, difficulty enforcing business and compliance rules which lead to massive operational risk.

AIS Product Solution

Al-based transaction verification engine with intelligent document verification covering OCRand document classification, policy compliance verification engine, risk flagging, escalation work flow engine, transaction correction and reversal capabilities.

Customer Gained Capabilities

Reduced Operational Risk, improved compliance, On the sport risk, fraudulences and operational mistakes identification automated correction and reversal.

Capabilities & Snapshot

AI/ML anomaly detection, rules enforcement, cross-system sync.

Unique Value Proposition

Risk Co-Pilot for high-volume transaction monitoring and enforcement.

Target Customer Segments

CIOs, Heads of Al/Data, Transformation Leaders.

Customer Pain Points

Lack of centralized AI capabilities, slow AI adoption, siloed data.

AIS Product Solution

Al core with IDP, ML engines, rules engine for decision support.

Customer Gained Capabilities

Enterprise-wide Al reuse, better control, faster rollout.

Capabilities & Snapshot

DigiCore's unified Al engine that powers all intelligent workflows.

Unique Value Proposition

IDP, rule engine, explainable ML, decision work flows.

Target Customer Segments

Trade Finance Officers, Operations, CompliancelJnits

Customer Pain Points

• Manual document checks, delays in verification.
• Operational losses and near looses Inability to consume more business.

AIS Product Solution

Comprehensive Al-enabled platform for end-to- end TradeFinance verification acrossLC, LG, collections, and direct payments. Features intelligent document processing, regulatory compliance checks (UCP,URDG, ISBP, Shariah), sanctions screening, dynamic policy enforcement, andSWlFT message generation with full system integration.

Customer Gained Capabilities

Accelerated processing, lower operational riskExpanded consumed business volumesLower operational losses Optimized customer journeys and services.

Capabilities & Snapshot

OCR, rules engine, trade document parsing, sanction checks, UCP/URDG/ISBP validation, MT7xx generationAPl interface with industry standards Trad Finance & third party banking solutions provides.

Unique Value Proposition

Specialized Trade Al forcompliance validation and riskdetection

Target Customer Segments

Retail Lending Units, Omni Channels and Credit Lending Direct Sales Teams, Credit Risk Teams, Underwriting.

Customer Pain Points

Faster approvals, reduced defaults, better customer experience, better feasibility for credit products performance.

AIS Product Solution

• Retail credit scoring with behavioral analysis and PD estimation.
• Credit limit recommendation Credit Repayment schedule recommendation.
• Credit Primality of Default(PD) for each applicantCredit Portfolio expected credit performance.
• A.I empowered dashboards.

Customer Gained Capabilities

• Manual document handling and decisioning don't scale with customer
• Long and friction-filled retail lending cycles* Slow approvals due to redundant checks, paperwork, and manual data entry.
• Market competition and demand for instant credit.
• Lack of behavioral credit modeling Many banks rely solely on bureau or income.

Capabilities & Snapshot

Al/ML-powered scoring engine, behavioral and demo graphic profiling, A.I empowered intelligent document validation, explainable risk bands, eligibility automation, override governance, and integration with LOS/Core systems.

Unique Value Proposition

Combines explainable Al, layered eligibility logic, and real-time scoring into a single platform that empowers banks to approve faster, govern smarter, and lend with full confidence—all while maintaining full control and regulatory traceability.

Target Customer Segments

SME Lending Units, Business Banking, Risk Teams.

Customer Pain Points

• Complex SME credit evaluations, fragmented data sources, absence of behavioral insight, slow processing.
• Difficulty to rely on applicant financial statements and financial documents which could be subject for tampering and

AIS Product Solution

SME credit profiling with multi-source document classification, Al-powered behavioral scoring, dynamic risk banding, override and pricing logic, and full audit ability.

Customer Gained Capabilities

Lower cost of credit decisioning, better portfolio performance, improved customer conversion and complianceA.l Portfolio monitoring through intelligent dashboards.

Capabilities & Snapshot

Document-based analysis, behavioral indicators, score overlays, policy alignment, PDI risk banding, and Al-based price recommendation.

Unique Value Proposition

A specialized Al engine built forSME complexity —blending structured and unstructured data, behavioral scoring, and risk-based pricing to transform credit approvals into scalable, data- driven decisions.